WE ARE A MAGAZINE ABOUT LAW AND JUSTICE | AND THE DIFFERENCE BETWEEN THE TWO
February 10 2025
WE ARE A MAGAZINE ABOUT LAW AND JUSTICE | AND THE DIFFERENCE BETWEEN THE TWO

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Who said romance was dead? A legal expenses insurer has launched what it rather delicately refers to as ‘nuptial insurance products’. ‘As the first of their kind to hit the UK market, these products provide a legal expenses insurance policy that starts from the date of a marriage or civil partnership and protects the policyholder against legal costs associated with matrimonial breakdown,’ says the press release from the specialist insurer ARAG. The policies are sold in tandem with a pre nuptial agreement – one covers the costs arising from a legal challenge to the pre-nup whilst the other covers the cost of divorce proceedings.

The insurers points to the landmark case of £100m pound heiress Katrin Radmacher (where her pre-nup was upheld in the Supreme Court and reducing the settlement with her ex from £5.8m to around £1m) and the Law Commission’s consideration of a statutory framework for pre-nups. ‘This combined with the restriction on legal aid for most divorce cases and proposed reforms to civil litigation, means that the popularity of nuptial agreements is very likely to grow,’ commented the insurer hopefully.

‘While some may see the very idea of “divorce insurance” as unromantic,’ said Tony Buss, MD of ARAG, ‘the realities of modern life and the government’s legal aid and costs reforms will make it harder for ordinary people to access justice before the courts, meaning this is the right time to launch such a product.’

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