… you move in to your boyfriend’s house, have a baby together, and then split up…?
- Your ex doesn’t have to pay you maintenance for your own benefit, even if you’ve given up work to look after the children or your home, but will still have to pay child support.
- If you rent and the tenancy is in your ex’s name only, you will have no automatic right to stay if your ex asks you to leave or walks out. If your ex owns the home (and there’s no other agreement) you will have no automatic right to stay if your ex asks you to go but may be able to stay as this is the child’s home.
- If there’s no other agreement in place, your ex will walk away with all the savings and possessions he built up. If you bought things together but each contributed different amounts to the price, you own the things in the shares in which you contributed.
- If the birth certificate was registered after 1 December 2003, then provided his name is on the birth certificate, he has parental responsibility.
… your partner died suddenly after you had been together for years, but hadn’t left a will…
- You won’t automatically inherit anything, including the family home if it’s in your name [if the home is in your name and you’re still alive, why won’t you inherit it?] or your share of the home if you own it jointly as ‘tenants in common’;
- You will not get any state bereavement benefit or a state pension based on a percentage of your ex’s National Insurance Contributions (which could be a big problem if you have given up work to look after the family);
- If what you inherit is worth more than £325,000, you will have to pay Inheritance Tax.